Now that you have a better idea of the value of your possessions, do you have the right level of homeowner's insurance? Learn more about the various property insurance policies that we offer to our South Carolina members. Step 2: Keep your inventory in a safe place. Document possessions inside your home and on your property that may be of value. The more detailed your inventory, the more useful it will be if you have to make a claim. Compiling a comprehensive home inventory takes time and effort. Or use a home inventory app to help you compile your list. Retirement and pension account informationĭo You Have the South Carolina Homeowner's Insurance You Need? Step 1: Take the time to walk through your property. A home inventory can be as simple as a written list, pictures or video.Bank information (account numbers, statements, etc.).Wills, living wills and powers of attorney.Note insurance policy and bank and investment account numbers along with any contact information. You can also use your home inventory to record information about these papers. It's also important to keep a record of legal documents, such as birth certificates and passports, and financial documents, such as bank accounts and insurance policies. Wheelbarrow/Other garden tools and supplies.For items like books, CDs, sheets or pots and pans, you can make a general estimate of how many you have and their estimated value. Beside the items you have in your house, you will need to write a brief description of the item, when and where it was bought and the make or model number. Don’t go right for the big ticket items or list items at random, start in a small contained area of a. The lists below group items by the room in which they are most likely to be found or items by a category. How do I make a home inventory for insurance 1.
In the event of damage to personal property in your home, the inventory can make it easier to file a claim and get reimbursed for your losses. An up-to-date home inventory, or complete list of items in your home, can help you to decide the level of property insurance you need.
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